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Is It Illegal to Charge a 3% Credit Card Fee?

Is It Illegal to Charge a 3% Credit Card Fee?

Last Updated: October 30, 2026 Quick Summary No, a 3% credit card surcharge is not automatically illegal, but it is legal only when federal rules, card network rules, state law, and your payment processor agreement all allow it. Card networks generally cap a credit...
How to Accept a Credit Card at the Point of Sale

How to Accept a Credit Card at the Point of Sale

Last Updated: October 26, 2026 Quick Summary A point of sale credit card transaction happens when a customer pays with a card in person at your checkout, using a card reader connected to your till. You need a POS terminal, a card reader that accepts chip and tap...
7 Online Payment Providers for Small Business in 2026

7 Online Payment Providers for Small Business in 2026

Last Updated: October 28, 2026 Quick Summary Online payment providers authorize, process, and settle card and digital transactions, connecting your checkout to the banking network. The right one depends less on brand recognition than on your sales volume, average...
How to Find Credit Card Processing With No Monthly Fee

How to Find Credit Card Processing With No Monthly Fee

Last Updated: October 26, 2026 Quick Summary Credit card processing for small business with no monthly fee means you pay per transaction instead of a recurring subscription, so the cost shifts rather than disappears. You still pay percentage fees, per-transaction...
7 Hidden Credit Card Processing Fees Small Businesses Miss

7 Hidden Credit Card Processing Fees Small Businesses Miss

Last Updated: October 25, 2026 Quick Summary The seven hidden credit card processing fees for small businesses are statement and monthly service charges, batch and authorization fees, gateway and PCI compliance fees, chargeback and retrieval fees, non-qualified rates...